Calculator · Guide 1 of 7

Price Every Product So Your Quote Protects Your Margin

Turn landed cost + target margin into a WhatsApp-ready selling price — with extras and charm pricing.

Selling price

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Profit after extras

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Markup vs cost

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Charm price

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Enter landed cost and target margin % to get a selling price.

Charm price rounds up to the nearest ₹x9 (e.g. ₹499).

Quick answer

To price from cost, divide cost by (1 - target margin percent / 100), then add any fees or shipping you want inside the listed price. That gives a selling price aimed at your margin, plus markup percent and a charm price (like Rs 499) ready for your catalogue. Verify with the profit margin calculator, then publish the number on your Futkar catalogue so WhatsApp quotes stay consistent.

How to use the pricing calculator

  1. Tap a preset - beauty, home food, or coaching - to see realistic numbers, or start typing your own cost right away.
  2. Enter product cost and your target margin percent. Add any fees or shipping you want baked into the listed price.
  3. Read the four results - selling price, profit after extras, markup vs cost, and a charm price rounded for WhatsApp or Instagram posts.
  4. Check the insight line below the results, then publish the number on your Futkar catalogue so every quote matches.

Why cost-plus margin beats gut pricing

Many Indian sellers price from competitor screenshots or "what the last buyer paid." That works until supplier rates rise, courier slabs jump, or a festival discount stacks on a thin margin.

Starting from cost and a target margin gives you a floor. You can still round to Rs 499 or Rs 999 for marketing - but you know whether that round number still pays you.

Service businesses can use the same idea: materials or time cost as "cost," then margin for the package price you list on WhatsApp.

Next step: lock prices on a Free Online Store, then talk to the Futkar team so every quote matches the catalogue.

How the margin math works

If you want 30% margin on selling price and the product costs Rs 400:

  • Base price = 400 / (1 - 0.30) = Rs 571.43
  • Profit before extras = 571.43 - 400 = Rs 171.43 (about 30% of price)
  • If you add Rs 40 for shipping you absorb, listed price becomes about Rs 611.43

Margin is not markup. Markup on cost would be profit / cost. After you set a price, open the profit margin calculator to see both margin and markup side by side.

Structure SKUs and prices with the product catalogue template before you paste them into Futkar.

Fees, shipping, and other extras

The extras field is for costs you choose to bake into the listed price:

  • Average shipping you offer as "free" (run numbers first on the shipping cost calculator)
  • Payment or platform fees per order
  • Extra packaging for fragile SKUs

If shipping is charged separately at checkout, leave extras at zero and keep freight as a line item. Mixing both methods on the same SKU confuses buyers.

Once money moves, follow payment management for Indian businesses so UPI, COD, and invoices match the published price.

From cost sheet to live catalogue

Price once, publish once, quote from the same link.

Step 1

List true unit cost

Step 2

Pick target margin %

Step 3

Add fees if absorbed

Step 4

Round for marketing

Step 5

Publish on Futkar

Cost Rs 400 Margin 30% + extras Price Cost to margin to listed price

Before you go live, walk the website readiness checklist. For tax lines on invoices, pair with the GST calculator (not tax advice).

Six pricing decisions from real Indian MSMEs

Beauty & cosmetics

Indore lip and skin combo reseller

Cost Rs 220, 35% margin, Rs 20 courier absorb. Calculator showed about Rs 359 - rounded to the Rs 359 charm price directly. Decision: kept that number on Instagram bio and WhatsApp catalogue for the whole month.

Home food business

Nagpur pickle jars

Ingredients and jar cost Rs 90, 40% margin, Rs 10 packaging. Listed price landed near Rs 160. Decision: bundles of three used the same unit math so WhatsApp quotes stayed fair and consistent.

Coaching / services

Kochi home tutor packages

Treated prep time as cost (Rs 800), aimed 50% margin, extras zero. Price landed near Rs 1,600. Decision: published three packages on Futkar so parents stopped negotiating from a blank chat.

Resale apparel

Lucknow dupatta shop

Cost Rs 280, target 35% margin, Rs 50 free-ship absorb. Calculator suggested about Rs 481 before rounding to Rs 499. Decision: festival 10% off still left a small profit instead of a loss.

Electronics repair

Pune mobile screen replacement

Parts cost Rs 900, wanted 45% margin, no extras. Price landed near Rs 1,636 (charm price Rs 1,639) with 82% markup vs parts cost. Decision: quoted the charm price on WhatsApp Status so helpers stopped undercutting on the spot.

Freelance design

Bengaluru logo package

Treated 6 hours of work at Rs 250/hr (Rs 1,500 cost) with 60% margin. Price landed near Rs 3,750 (charm price Rs 3,749). Decision: used the charm price on every quote and stopped charging different rates per client.

Pricing mistakes that erase profit

Confusing margin and markup

Adding 30% to cost is not a 30% margin on price.

Ignoring fees and freight

Free shipping and gateway fees need a home in extras or a separate line.

Different prices in every chat

Publish one catalogue price; discount on purpose, not by mood.

Never updating after cost rises

Supplier hikes without a repricing pass quietly kill margin.

Next step: publish the price you just calculated

Put SKUs and prices on Futkar, then collect payment against the same numbers.

Talk to the team with your requirements

FAQs

Enter your product cost and the profit margin percent you want on the selling price. The tool finds the base price as cost divided by (1 - margin/100), then adds any extra rupees for fees or shipping you want included in the listed price.
No. Margin is profit as a percent of selling price. Markup is profit as a percent of cost. This calculator targets margin but shows markup as a result too, so you can quote either number correctly.
Use it for payment gateway fees, average shipping you absorb, marketplace commission per unit, or packing you want baked into the listed price. Leave it at zero if those stay separate line items.
A 100% margin on price would mean cost is zero. The math divides by (1 - margin/100), so 100% or more is invalid. Pick a realistic target such as 20% to 50% for most retail goods.
Charm price rounds your calculated price up to the nearest Rs 9 ending (like Rs 499 or Rs 999), a common Indian retail pattern. Check that the rounded number still leaves acceptable margin before you publish it.
Each preset loads typical Indian MSME numbers - cosmetics resale, home food packaging cost, or a service package - so you can see the calculator working before you enter your own cost and margin.
Be consistent. Many unregistered sellers price GST-inclusive for WhatsApp. Registered sellers often show tax separately. Use the GST calculator for add or remove tax, then set prices clearly on your store page. This is not tax advice.
Revisit when supplier cost, courier slabs, or ad spend change. A quarterly check on top sellers stops silent margin erosion. Update your Futkar catalogue the same day you change prices.
Clear prices reduce payment arguments. Publish the calculated price on your store, invoice with the same number, and collect UPI or COD against that total.